UBA USSD Code: A Quick Guide to Convenient Banking

In today’s fast-paced world, convenience is key, especially when it comes to banking. With the advancement of technology, financial institutions are continuously innovating to provide customers with seamless and hassle-free banking experiences. One such innovation is the use of USSD codes, and in this article, we will explore the UBA USSD code and how it can revolutionize your banking experience. So let’s dive in!

1. Introduction to UBA USSD Code

The UBA USSD code is a convenient banking solution provided by United Bank for Africa (UBA). It allows UBA customers to perform various banking transactions using their mobile phones, without the need for internet access. With the UBAS USSD code, you can access your bank account anytime and anywhere, making banking easier and more accessible.

2. How to Register for UBA USSD Code

To enjoy the benefits of the UBA USSD code, you need to register for the service. The registration procedure is uncomplicated and can be completed effortlessly in just a few straightforward steps.

Dial *919# on your mobile phone.

Follow the on-screen prompts to enter your UBA account number.

Create a secure PIN for your UBAS USSD code transactions.

To finalize the registration process, simply verify your PIN, ensuring its accuracy and completeness.

Once you have successfully registered, you can start using the UBA USSD code for various banking transactions.

3. Key Features of UBA USSD Code

The UBAS USSD code offers a range of features that empower customers to conveniently manage their bank accounts. Now, let us delve into a few of the essential features worth exploring.

3.1 Balance Inquiry

With the UBA USSD code, you can quickly check your account balance on the go. Simply dial the USSD code, enter your PIN, and select the balance inquiry option to receive real-time information about your account balance.

3.2 Funds Transfer

Transferring money to UBA accounts or other banks has never been easier. The UBA USSD code allows you to transfer funds seamlessly and securely. Just follow the instructions on your screen to initiate the transfer, enter the recipient’s account details, and confirm the transaction with your PIN.

3.3 Airtime Recharge

Running out of airtime? No worries! The UBA code enables you to recharge your mobile phone or any other phone number directly from your bank account. Simply dial the USSD code, enter your PIN, and select the airtime recharge option. Follow the prompts to enter the phone number and the amount you wish to recharge, and the airtime will be credited instantly.

3.4 Bill Payments

Gone are the days of standing in long queues to pay your bills. With the UBA USSD code, you can conveniently settle your utility bills, such as electricity bills, water bills, and cable TV subscriptions. Dial the USSD code, enter your PIN, and select the bill payment option. Follow the prompts to enter the necessary details and complete the transaction in a matter of minutes.

3.5 Mini Statement

Curious about your recent transactions? The UBA USSDS code allows you to view your mini statement, providing you with a summary of your recent transactions. Dial the USSD code, enter your PIN, and select the mini statement option to access information such as your last few transactions, including deposits, withdrawals, and transfers.

4. How to Use UBA USSD Code

Using the UBA USSDS code is incredibly straightforward. Here’s a step-by-step guide to help you navigate through the process:

Dial *919# on your mobile phone.

Enter your secure PIN when prompted.

Select the desired transaction from the menu options displayed.

Follow the on-screen prompts to provide the necessary details for the transaction.

Confirm the transaction by entering your PIN.

Receive a confirmation message with the transaction details.

Remember to keep your PIN secure and do not share it with anyone to protect your account.

5. Security Measures for UBA USSD Code

UBA prioritizes the security of its customers’ accounts and transactions. When using the UBA USSDS code, it is essential to follow these security measures:

Safeguard the confidentiality of your PIN by refraining from sharing it with any third parties.

Regularly change your PIN to enhance security.

Be cautious while conducting transactions in public places.

Verify transaction details before confirming.

Report any suspicious activity or unauthorized transactions immediately to UBA customer support.

By adhering to these security measures, you can enjoy a safe and secure banking experience with the UBA USSDS code.

6. Advantages of UBA USSD Code

The UBA USSD code offers several advantages that make it a preferred choice for many customers. Some of the key benefits include:

Accessibility: You can perform banking transactions anytime and anywhere, without the need for internet access.

Convenience: The UBA USSDS code simplifies banking tasks, eliminating the need to visit a physical branch or ATM.

Speed: Transactions are processed quickly, allowing you to save time and complete your banking activities efficiently.

Cost-effective: The UBA USSD code reduces the need for physical paperwork and eliminates transaction charges associated with traditional methods.

With these advantages, the UBA USSDS code provides a seamless and efficient banking experience to its users.


The UBA USSDS code revolutionizes the way we bank by offering a convenient, accessible, and secure platform for various financial transactions. Whether you need to check your account balance, transfer funds, recharge airtime, pay bills, or view your mini statement, the UBA USSDS code has got you covered. Embrace the power of technology and experience hassle-free banking with UBA.

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